SSA Change of Guardian Guidelines
Introduction
The document provided is an official communication from the Government of India, Ministry of Communication, Department of Posts, addressed to the Chief Postmaster General of Tamil Nadu Circle. The subject of the letter is a clarification regarding SB Order No. 03/2016 dated 08.04.2016, specifically concerning the Sukanya Samriddhi Account (SSA) rules and the provisions for changing the name of the guardian in such accounts.
Reference and Context
- The letter is a response to an earlier communication from the Tamil Nadu Circle office (Letter No. SB/50-1/ dated 29.08.2016) seeking clarification on the rules for changing the guardian's name in an SSA.
- The clarification is based on SB Order No. 03/2016 dated 08.04.2016, which outlines the rules governing Sukanya Samriddhi Accounts.
Provisions for Changing Guardian
- The document explicitly states that there is no provision in the SSA Rules to change the name of the guardian, except in one specific circumstance: the death of the guardian.
- This implies that under normal circumstances, the guardian named at the time of opening the SSA cannot be replaced or altered. The only exception is if the guardian passes away, in which case a change may be permitted as per the rules.
Implications
- No Flexibility in Guardian Change: The rules are strict and do not allow for changes due to other reasons such as relocation, legal disputes, or personal preferences. This emphasizes the importance of carefully selecting the guardian at the time of account opening.
- Death of Guardian: In the unfortunate event of the guardian's death, the account holder (or their representative) may follow the prescribed procedure to update the guardian details. The exact process for this exception is not detailed in this document but would likely involve submitting a death certificate and other required paperwork.
Authority and Compliance
The letter is signed by Babu Lal Barolia, Assistant Director (SB-f), indicating that this clarification comes from a senior authority within the Department of Posts.
All post offices and concerned officials are expected to adhere to these guidelines strictly, as deviations could lead to non-compliance with the SSA rules.
Conclusion
An official clarification on the rigid rules governing the change of guardian in Sukanya Samriddhi Accounts. It highlights that such changes are only permissible in the case of the guardian's death, with no exceptions for other scenarios. This underscores the need for careful consideration when nominating a guardian at the time of account opening. For further details or procedures related to exceptional cases, referring to the full SB Order No. 03/2016 or contacting the relevant postal authorities would be advisable.
Recommendations
- Account Holders: Ensure that the guardian nominated for the SSA is trustworthy and likely to remain available for the long term, as changes are highly restricted.
- Postal Authorities: Clearly communicate these rules to customers at the time of account opening to avoid future disputes or misunderstandings.
- Further Queries: For specific cases or additional clarifications, stakeholders should reach out to the Department of Posts or refer to the complete SB Order No. 03/2016.
Government of India
Ministry of Communication
Department of Posts
(F.S. Division)
F. No. 116-57/2014-SB dated 19/06/2016
To
The Chief Postmaster General,
Tamilnadu Circle,
Chennai - 600002
Subject: Clarification on SB Order No. 03/2016 dated 08.04.2016 on SSA – reg.
Sir,
Kindly refer to your office letter No. SB/50-1/ dated 29.08.2016 on the subject cited above and to say that as per the SB Order No. 03/2016 dated 08.04.2016, there is no provision in the SSA Rules to change the name of guardian except in the case of death of the guardian only.
Yours faithfully,
(Babu Lal Barolia)
Assistant Director (SB-f)
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