Procedure for Online Payment of PLI/RPLI Premium by the Customer

Procedure for Online Payment of PLI/RPLI Premium by Three online methods without visiting Post Offices

STEP 1: Updation of Email ID and Mobile Number

Can be done by: (Please keep policy details like policy number, Sum Assured, Premium amount, handy)
  • Visiting nearest Post Office
  • Calling DoP Call Centre: 1800-266-6868
STEP 2: Generation of Customer ID
Visit PLI Customer Portal: https://pli.indiapost.gov.in
Select "Generate Customer ID" and fill:
  • Policy Number
  • Sum Assured
  • Insured First Name
  • Date of Birth
  • Gender
  • Mobile Number
  • Email Address
  • Submit → Customer ID and activation link sent via email (valid 72 hrs).
STEP 3: Registration
Click email link → Set password (8-32 chars with uppercase, lowercase, numbers, special chars).

Account activates after 24 hrs.


STEP 4: Login & Payment -Method 1

Login with Customer ID/password.

Navigate: Payments > Pay Premium.


Select policy → Choose installments → Confirm Payment.
PAY NOW → Select gateway (SBI/Other Banks/UPI/Cards).

Download receipt post-payment.

Procedure Through POSB Internet Banking

Requirement: POSB account with net banking.

Steps: Method 2

  • Login to ebanking.indiapost.gov.in.
  • General Services > Service Request > New Request.
  • Select "Pay PLI/RPLI Renewal Premium".
  • Enter policy number, installments, debit account → Submit.

Procedure Through IPPB App

Requirement: IPPB account.

Steps: Method 3

  • Install IPPB app → Login with MPIN.
  • My Services > Post Office Services > Postal Life Insurance.
  • Pay Premium → Enter policy details → Confirm with MPIN.
  • Download receipt.


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