Online Payment Methods for SSA, PPF, SB, and RD Accounts

Also read :General Ledger Sub Scheme Code in Finacle for all schemes

The attached document provides two convenient methods for making online payments towards Post Office Savings Schemes, including:

• SSA (Sukanya Samriddhi Account)
• PPF (Public Provident Fund)
• SB (Savings Bank Account)
• RD (Recurring Deposit Account)

Below is a step-by-step breakdown of both payment methods:

Method 1: Online Payment via Any Bank App or Net Banking

This method allows payments through any banking app (like SBI, HDFC, ICICI, etc.) or net banking.

Steps to Follow:

• Login to Your Bank App/Net Banking
• Open your bank’s mobile app or net banking portal.
• Add Beneficiary
• Go to "Add Beneficiary" or "Fund Transfer" section.
• Enter the following details:
• Beneficiary Name: As per your Post Office account.
• Account Number: Your Post Office account number.
• IFSC Code: IPOS0000DOP (India Post Payments Bank IFSC).
• Make Payment via NEFT
• Select NEFT as the transfer mode.
• Enter the amount in multiples of ₹100 or ₹1000.
• Confirm and complete the transaction.

Important Notes:

✅ Processing Time: NEFT transfers may take 1-2 hours to reflect.

✅ Minimum/Maximum Limits: Check your bank’s NEFT limits.

✅ Receipt: Save the transaction reference number for future tracking.

Method 2: Online Payment via India Post Payments Bank (IPPB) App

This method is exclusive for IPPB users and supports payments for RD, SSA, PPF, and SB accounts.

Steps to Follow:

• Login to IPPB App
• Open the IPPB (India Post Payments Bank) mobile app.
• Navigate to Post Office Services
• Go to "My Services" → Select "Post Office Services".
• Select Account & Make Payment
• Choose the type of account (RD/SSA/PPF/SB).
• Enter the required details and payment amount.
• Confirm and complete the transaction.

Important Notes:

✅ Instant Credit: Payments via IPPB are usually instant.

✅ App Availability: Only for IPPB account holders.

✅ Customer Support: Contact IPPB helpline (155299) for issues.

Comparison of Both Methods

Also read :Post Office Savings Schemes and Interest rates from 01.03.2003 to 30.09.2023

Frequently Asked Questions (FAQs)

Q1. Can I use UPI instead of NEFT?

Currently, only NEFT is supported for Post Office payments via bank apps.

Q2. What if my payment fails?

Check beneficiary details (IFSC: IPOS0000DOP).Contact your bank or IPPB support.

Q3. Is there a transaction limit?

Depends on your bank’s NEFT policy (usually ₹1 lakh/day for savings accounts).

Q4. How to verify if payment is successful?

Check your Post Office passbook or IPPB transaction history.

Conclusion

The t simplifies online payments for Post Office schemes via:

• Any Bank App (NEFT Transfer) – Wider accessibility.
• IPPB App – Faster but restricted to IPPB users.

For quicker processing, IPPB is recommended, while bank apps/net banking offer broader reach. Always keep transaction receipts for verification.