RPLI Bonus 2025-26

MINISTRY OF COMMUNICATIONS
(Department of Posts)
(DIRECTORATE OF POSTAL LIFE INSURANCE) NOTIFICATION

New Delhi, the 26th November, 2024

F. No PLI-04/2/2024-PLI-DOP.- In exercise of powers conferred vide Rule 3 of Post Office Life Insurance Rules (2011) and on the basis of Actuarial Valuation of the assets and liabilities of Rural Post Office Life Insurance Fund (RPOLIF) as on 31.03.2024, the Director General Postal Services is pleased to declare a simple Reversionary Bonus on the Rural Postal Life Insurance Policies on their becoming claims, due to death or maturity at the following rates :-

Type of Insurance Policy                                                                                   Rate of Bonus
i. Whole Life Assurance (WLA)                                         Rs. 60/- per thousand of sum assured

ii. Endowment Assurance (EA)                                          Rs. 48/- per thousand of sum assured
(including Children policy)

iii. Anticipated Endowment Assurance (AEA)                 Rs. 45/- per thousand of sum assured
(including Gram Priya policies) 

iv. Convertible Whole Life Assurance (CWLA)        Whole Life Bonus rate would be applicable,                                                                                                but on conversion, Endowment Assurance bonus                                                                                         rate will be applicable.

v. Terminal Bonus                                                   Rs. 20/- per sum assured of Rs. 10,000/-, subject to                                                                                   maximum of Rs.1000 for Whole Life Assurance and                                                                                  Endowment Assurance policies with term of 20 years
                                                                               or more.

The rates of Bonus mentioned above for the Financial Year 2025-26 will be applicable from 01.04.2025. Interim Bonus at the rates mentioned above will also be payable for all claims arising due to maturity or death until future valuation is completed.

The amount of Bonus involving a fraction of 50 paisa or more shall be rounded off to the next higher Rupee and fraction below 50 paisa shall be ignored.

KALPANA SINGH, Chief General Manager (PLI)

Uploaded by Dte. of Printing at Government of India Press, Ring Road, Mayapuri, New Delhi-110064 and Published by the Controller of Publications, Delhi-110054.

GORAKHA NATH YADAVA 24.12.06 15:3748+0530

Dialysed by GORAKHANATH YADAVA



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