Postal Life Insurance (PLI) Bonus Rate from 2009 to 2023

PLI BONUS RATE HISTORY FROM FY 2010 to FY 2023

The Postal Directorate has announced the PLI Bonus Rate for 2023-24. If you're looking to calculate the interest rates on your PLI policies, here are the latest bonus rates for Postal Life Insurance (PLI).

The Directorate of Postal Life Insurance issued a gazette notification on January 4, 2023, outlining the PLI bonus rates for 2023-2024. According to this notification, the latest PLI bonus rates for 2023-24 are as follows:

• Whole Life Assurance (WLA): ₹76 per thousand of sum assured
• Endowment Assurance (EA): ₹52 per thousand of sum assured
• Anticipated Endowment Assurance (AEA): ₹48 per thousand of sum assured
• Convertible Whole Life Assurance (CWLA): Whole Life bonus rate applies, but on conversion, Endowment Assurance bonus rate will apply
• Terminal Bonus: ₹20 per sum assured of ₹10,000, subject to a maximum of ₹1,000 for Whole Life Assurance and Endowment Assurance policies with a term of 20 years or more.

Latest PLI Bonus Interest rates 2023-24 chart and table 

Name of PLI Policy	Bonus Rate for the year 2023-24
Whole Life Assurance (WLA) PLI Policy	Rs. 76/- per thousand of sum assured
Endowment Assurance (EA) PLI Policy	52/- per thousand of sum assured
Anticipated Endowment Assurance (AEA) PLI Policy	Rs. 48/- per thousand of sum assured
Convertible Whole Life Assurance (CWLA) PLI Policy	Whole Life bonus rate would be applicable, but on conversion, Endowment Assurance bonus rate will be applicable
Terminal Bonus PLI Policy	Rs. 20/- per sum assured of Rs. 10,000/- subject to maximum of Rs. 1000 for Whole life Assurance and Endowment Assurance policies with term of 20 years

Above rate of bonus on PLI for the financial year 2023-2024 is applicable from 01.04.2023. All PLI claims due to maturity or death will be payable as per above Bonus rate chart.  

Download Postal Life Insurance Bonus rates 2023-24 PDF 

Click here to Download PLI Bonus Rates or PLI Interest Rates for the year 2023-24.

PLI Bonus History till 2023

PLI Bonus rate for the FY 2009-2010, FY 2010-2011, FY2011-2012, FY 2012-2013, FY 2013-2014 for the policy type Whole Life Assurance, Endowment Assurance, anticipated Assurance. In the same way RPLI Bonus Rates also shared below.

Now,  PLI Bonus history from 2016 to 2023 shared below. Here, You can check PLI Bonus/Interest Rates History financial year wise. 

PLI Bonus rate in FY 2016-2017
Whole Life Insurance (WLA)	Rs. 85/- per thousand of sum assured
Endowment Assurance (EA) (including Joint and Children policies)	Rs. 58/- per thousand of sum assured
Anticipated Endowment Assurance (AEA)	Rs. 53/- per thousand of sum assured
Convertible Whole Life Policies (CWA)	Whole life bonus rate would be applicable, but on conversion, Endowment Assurance bonus rate will be applicable
Terminal Bonus	Rs. 20/- per thousand of 10000/- subject to maximum of Rs. 1000 for Whole Life Assurance and Endowment assurance policies with term of 20 years or more.

 

PLI Bonus rate in FY 2017-2018
Whole Life Insurance (WLA)	Rs. 85/- per thousand of sum assured
Endowment Assurance (EA) (including Joint and Children policies)	Rs. 58/- per thousand of sum assured
Anticipated Endowment Assurance (AEA)	Rs. 53/- per thousand of sum assured
Convertible Whole Life Policies (CWA)	Whole life bonus rate would be applicable, but on conversion, Endowment Assurance bonus rate will be applicable
Terminal Bonus	Rs. 20/- per thousand of 10000/- subject to maximum of Rs. 1000 for Whole Life Assurance and Endowment assurance policies with term of 20 years or more.

 

PLI Bonus rate in FY 2018-2019
Whole Life Insurance (WLA)	Rs. 85/- per thousand of sum assured
Endowment Assurance (EA) (including Joint and Children policies)	Rs. 58/- per thousand of sum assured
Anticipated Endowment Assurance (AEA)	Rs. 53/- per thousand of sum assured
Convertible Whole Life Policies (CWA)	Whole life bonus rate would be applicable, but on conversion, Endowment Assurance bonus rate will be applicable
Terminal Bonus	Rs. 20/- per thousand of 10000/- subject to maximum of Rs. 1000 for Whole Life Assurance and Endowment assurance policies with term of 20 years or more.

  

PLI Bonus rate in FY 2019-2020
Whole Life Insurance (WLA)	Rs. 85/- per thousand of sum assured
Endowment Assurance (EA) (including Joint and Children policies)	Rs. 58/- per thousand of sum assured
Anticipated Endowment Assurance (AEA)	Rs. 53/- per thousand of sum assured
Convertible Whole Life Policies (CWA)	Whole life bonus rate would be applicable, but on conversion, Endowment Assurance bonus rate will be applicable
Terminal Bonus	Rs. 20/- per thousand of 10000/- subject to maximum of Rs. 1000 for Whole Life Assurance and Endowment assurance policies with term of 20 years or more.

 

PLI Bonus rate in FY 2020-2021
Whole Life Insurance (WLA)	Rs. 85/- per thousand of sum assured
Endowment Assurance (EA) (including Joint and Children policies)	Rs. 58/- per thousand of sum assured
Anticipated Endowment Assurance (AEA)	Rs. 53/- per thousand of sum assured
Convertible Whole Life Policies (CWA)	Whole life bonus rate would be applicable, but on conversion, Endowment Assurance bonus rate will be applicable
Terminal Bonus	Rs. 20/- per thousand of 10000/- subject to maximum of Rs. 1000 for Whole Life Assurance and Endowment assurance policies with term of 20 years or more.

 

PLI Bonus rate in FY 2022-2023
Whole Life Insurance (WLA)	Rs. 76/- per thousand of sum assured
Endowment Assurance (EA) (including Joint and Children policies)	Rs. 52/- per thousand of sum assured
Anticipated Endowment Assurance (AEA)	Rs. 48/- per thousand of sum assured
Convertible Whole Life Policies (CWA)	Whole life bonus rate would be applicable, but on conversion, Endowment Assurance bonus rate will be applicable
Terminal Bonus	Rs. 20/- per thousand of 10000/- subject to maximum of Rs. 1000 for Whole Life Assurance and Endowment assurance policies with term of 20 years or more.