Download Gazette Notification for PLI / RPLI Bonus in PDF
The Directorate of Postal Life Insurance has announced the bonus rates for Postal Life Insurance (PLI) and Rural Postal Life Insurance (RPLI) for the financial year 2025-2026. As per the gazette notification issued by the Department of Posts, the new bonus rates will come into effect from April 1, 2025(01/04/2025).
Policyholders, Postal Customer or eligible person/customer who want to be enrolled in Life Insurance can download the gazette notification for PLI and RPLI bonus rates for the financial year 2025-2026 in PDF format. The notification provides details on the bonus rates applicable from 01/04/2025 to 31/03/2026
Rate of PLI Bonus 2025-26
| Type of Insurance Policy | Rate of Bonus |
| i. Whole Life Assurance (WLA) | Rs. 76/- per thousand of sum assured |
| ii. Endowment Assurance (EA) (including Joint Life & Children Policies) | Rs. 52/- per thousand of sum assured |
| iii. Anticipated Endowment Assurance (AEA) | Rs. 48/- per thousand of sum assured |
| iv. Convertible Whole Life Assurance (CWLA) | Whole Life bonus rate would be applicable, but on conversion, Endowment Assurance bonus rate will be applicable |
| V. Terminal Bonus | Rs. 20/- per sum assured of Rs. 10,000/- subject to maximum of Rs. 1000 for Whole Life Assurance and Endowment Assurance policies with term of 20 years or more |
Rate of RPLI Bonus 2025-26
| Type of Insurance Policy | Rate of Bonus |
| i. Whole Life Assurance (WLA) | Rs. 60/- per thousand of sum assured |
| ii. Endowment Assurance (EA) (including Children policy) | Rs. 48/- per thousand of sum assured |
| iii. Anticipated Endowment Assurance (AEA) (including Gram Priya policies) | Rs. 45/- per thousand of sum assured |
| iv. Convertible Whole Life Assurance (CWLA) | Whole Life Bonus rate would be applicable, but on conversion, Endowment Assurance bonus rate will be applicable. |
| V. Terminal Bonus | Rs. 20/- per sum assured of Rs. 10,000/- subject to maximum of Rs.1000 for Whole Life Assurance and Endowment Assurance policies with term of 20 years or more. |
- The rates of Bonus mentioned above for the Financial Year 2025-26 will be applicable from 01.04.2025.
- Interim Bonus at the rates mentioned above will also be payable for all claims arising due to maturity or death until future valuation is completed.
- The amount of Bonus involving a fraction of 50 paisa or more shall be rounded off to the next higher Rupee and fraction below 50 paisa shall be ignored.
Download Link for PLI/ RPLI Bonus Rate Gazette Notification for FY 2025-26
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