SOP for Revival Link of new SB Account in lieu of closed SB Account for Active APY Policies

SOP for Revival / linking of new SB account in lieu of closed SB account for active APY policies.

  • New SB account is to be opened, under the same CIF with which APY policy was enrolled initially
  • Run Finacle command CAPY >> Modify option is to be selected.Instead of closed SB account, new SB account number is to be entered in Account ID field.
  • CIF ID will get populated for single accounts; for joint accounts, CIF ID is to be entered.On clicking GO, details screen will be displayed. User can check the details and click on SUBMIT; modification will get initiated.
  • Supervisor should verify this modification by entering new account number / CIF ID. On verification, new account will get linked with APY policy and entries for pending subscriptions will get created.
  • This can be checked using CAPY >> Inquiry option (using Premium Transactions button)
  • Pending subscriptions along with penalty will get deducted during EOD (by EOD batch job), if sufficient balance is available.


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