Dealt of death cases of SSA and all other schemes incase of no nominee in force

(i)(b). In case of death of minor / person of unsound mind account holder, the payment shall be made as follows.  

Sl No.	Scheme	If there is no nomination in force	If the nomination is in force
1	SSA	Amount shall be paid to the Guardian after obtaining death certificate of Minor and Account Closure Form
2	All Schemes Other than SSA	Amount    shall    be    paid    to    the Guardian after obtaining death certificate of Minor / Person of Unsound Mind and Account Closure Form	Amount  shall  be  paid  to  the Nominee following the procedure for deceased claim settlement

 

Source : POSB CBA Manual Page No 293    ( Rule Mo 172, 9(i)(b) )