CAEPS (Aadhaar Enabled Payment Service (AePS) transactions)
AePS means performing following basic banking services from aadhaar linked bank account using bio-metric authentication.
- Cash Withdrawal
- Balance Enquiry
- Mini Statement
- Pull Money (Only for IPPB account holders)
- Conditions for AePS to work:
- Customer must have an account in bank participating in AePS service
- Aadhaar should be linked with bank account
- Bio-metric authentication is compulsory
Cash Withdrawal Process for both IPPB & non-IPPB customers:
- Enter CAEPS command
- Select No for Are You IPPB Customer option
(Click on OK if User does not have sufficient privilege to view details error is shown & click on No option once again)
- Enter customer Mobile Number (Need not be mobile number linked to bank account)
- Enter Customer Name
- Click on Generate OTP
- Enter OTP in OTP Number column & Click on Validate OTP
- Click on OK
- Select Function as Cash Withdrawal
- Enter customer Aadhaar Number or Aadhaar Virtual ID
- Enter first few alphabets of bank name in IIN Number column. (Abbreviation should not be entered. e.g SBI should be entered as State Bank of India)
- Click on Searcher & Click on IIN Number
- Enter Transaction Amount
- F.P (Finger Print) Device make: Select correct bio-metric device model
- Tick Check Box
- Click on Capture Finger Print & capture customer bio-metric
- Click on Go
- Refer top left screen for transaction status. (Cash should be given to customer, only if transaction status is shown as Success)
Pull Money Process for IPPB account holders:
- Pull Money means direct transfer of amount into IPPB account from other bank account using AePS
- Enter CAEPS command
- Select Yes for Are You IPPB Customer option
- Select any one unique identifier from Aadhaar No./ QR Card No./ CIF ID / Mobile No. & enter number in Unique ID column
- Click on Fetch Details
- Select Authentication Mode: either Bio-metric or OTP
Prepared by:
Mallikarjun M Karadi Asst. Manager (Area Operations)
IPPB, Chikodi Branch Karnataka Mobile No: 9901370013
e-mail: mallikarjun.mk@ippbonline.in
Updates:
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