Gist of SB Orders - for Postal Exams

LIST OF SB ORDERS
Compiled by Admin
SB Order No Description Deals with
01/2018 Amendments in various statutory rules of small savings schemes by ministry of finance (DEA) regarding :-
PPF, NSC
02/2018 The orders/instructions issued vide SB Order No. 01/2018 dated 01.02.2018 are kept in abeyance until further orders,
PPF, NSC
03/2018 Prevention of Frauds
04/2018 Revision of Interest of Small savings schemes
05/2018 Mandatory Use of Savings Accounts For credit of maturity/premature value of various POSB Schemes & monthly/quarterly/yearly interest in case of MIS/SCSS/TD
CBS
Addendum SB Order
16/2017
inclusion of Aadhar in respect of Small Savings Schemes- regarding
CBS

01/2017
Quoting of PAN /Details of form 60 and submission of Financial transactions report in form -61 and
61 for certain transactions [1]

Aml-CFT
02/2017 Revision of Interest
04/2017 Deposit of Specific bank notes in Reserve Bank
05/2017 Revision of Interest in small savings schemes
06/2017 Discontinuation of Commission under Pay Roll Savings Schemes [2]
07/2017 Premature closure of PPF account a Clarification
09/2017 Operational Guidelines for CBS Post Offices handling Post Office Savings Bank related work
10/2017 Introduction of another Standardized Uniform Savings Bank Passbook (SB5A) for TD, NSC
and KVP Accounts to be issued by CBS and non CBS post offices
11/2017 closing of accou nts/certificates belonging to discontinued schemes
including NSS-87 and NSS-92 in Post Office working on CBS platform regarding [3]
12/2017 Commission on KVP to SAS agent reduced from 1% to 0.5%
13/2017 Revision of Interest in small savings schemes
14/2017 Printing of Passbook  CBS
15/2017 Mandatory use of Savings account for credit of Maturity/ PMC Value monthly quarterly interest of MIS/SCSS/TD accounts and investments from 01-12-2017 reg
CBS
16/2017 Adhar Number is mandatory for opening all kinds of accounts
CBS
Addendum II SB Order
16/2017
inclusion of Aadhaar in respect of Small Savings Schemes- regarding
CBS

17/2017

Making Mobile number Mandatory for opening any of the PO Small savings account

CBS

18/2017

Amendments in various statutory rules of small savings schemes by ministry of finance

CBS

19/2017

Revision of Interest in small savings schemes
SB ORDERS - 2016
01/2016 Revision of Interest W.E.F 01.01.16 [4]
02/2016 Acceptance of POSB account when Finacle is down CBS
03/2016 Introduction OF SSA revised procedure SSA
(iv) C The guardian can maintain the account excursively in Electronic form
VIII The deposit in an account may made till completion of 15 years
iX Subsequent Withdrawal allowed ,after satisfying conditions
xiii Maturity of account:
(iv) b Fee for DPB for SSA is 50/-
04/2016 Stopping of Preprinted form of NSC/KVP

05/2016

Para 2.
It will be duty of Postmaster to get user ID of those official proceed on leave/ deputation
disabled

CBS








Para 4
SBCO should generate Consolidation of each scheme from the Finacle (which is
available in production for any date) when vouchers are received from SOs/HO and compare the consolidation print out sent by SOs/HO Counter with the consolidation shown by the system. In case of discrepancy, SBCO Incharge should immediately raise the issue and report to Divisional Head as well as Vigilance branch of Region/Circle. It is mandatory that consolidation report should be generated from the Finacle production system for reconciliation


Para 5
5. SBCO should tally vouchers with the LOT generated through MIS server only.
Whenever MIS server access is available, SBCO should first tally vouchers of old/
pending dates.




Para 7
Any unauthorized entry into any office account shall be treated as violation of rules and official will be liable for disciplinary action.
Para 10 Transfer of certificate/Account only done at HO level. So has enter transfer applicatin details in a register and send transfer application with prescribed documents to HO. SO Shall separate Guard file for the inspection purpose

Para 11
Transfer of certificate/ Account from One scheme to anther and one person to another
should done at HO Level
Para 12 Revival of Silent account should done at HO
Para 18 No BPM should accept cash for more than 25000/- in any account in a day
Para 20 BO Transaction should not entered , If Bo Bag received after  03.30 PM
Para 26 All POSB cheques should be given clearance by the CBS Post Office dealing with clearance and should not be sent to other HOs or SOs for giving clearing as data relating to all accounts is available in CBS Post office
Para 27 No POSB Cheque for more than Rs 25000/- Should accepted at other Sols in a day


Para 29
Closing of any discontinued Scheme including NSS87,NSS92 Should done at HO only.
Amount should give only through Cheque / POSB
Para 30 For closure of any account/ Certificate of other  First account need to transfer
Para 31 Issue of DPB Should done at HO only.
Para 32 No CBS post office should collect Closed PB
Addendum to
05/2016
Point 9 Freezing and Unfreezing can be done at SO level, where there are two Supervisor, Register to maintain

CBS
Point 12 Revival of silent account shall be done at SO where there are two supervisor, register to maintain
Point 11 Transfer of savings account from SBGEN to SBCHQ can be done at SO Level, where there are two supervisor
Point 24 SO's should not lodge cheque in finacle, Cheque recived for new investment and
subsequent investment should to ho for clearing. SO should maintain a register for entering all the Cheque sent to HO
Point 27 POSB Cheque of other offices can be accepted for opening of new accounts irrespective of amount
Point 28 Pledging can be done at SO where there are two supervisor
12
Presentation of passbook is not required for Depsoit or withdrawal, except in case of bo accounts
Addenum II
05/2016

Transfer of Account from one person to another in SO level

CBS

06/2016
Change in Procedure of Issue of NSC and KVP from 01.07.16 (Certificate Discontinued and Passbook introduced)
Certificates
Addendum 06/02016 Duplicate Passbook will not be allowed to pledged orherwith
Certificates
07/2016 NO Change in interest rate till 30.09.2016
08/2016 Clarification on treating the investment by guardian on behalf of minor and his own investment in Post Office Monthly Income Scheme - Regarding  
MIS
09/2016 Discontinuation of PPF Agency, PRSS and Sanchyika Scheme w.e. F 01.10.2016
AGENTS
10/2016 Revision of Interest in small savings Schemes [5]

11/2016
Modification in Public Provident Fund (PPF) Scheme Rules, 2016 regarding
premature closure of PPF Account.

PPF
12/2016 Withdrawal of Legal tender Character for existing Rs 500/- and Rs 1000/- bank notes
13/2016 Withdrawal of Legal Tender Character of existing Rs 500/- and Rs 1,000/- banknotes-
14/2016 Withdrawal of Legal Tender Character of existing Rs 500/- and Rs 1,000/- banknotes-
15/2016 Revision of Interest W.E.F 01.01.17 [6]
SB ORDERS - 2015
01/2015 EXTENSION OF PPF ACCOUNT IN DOUBLE HANDED OFFICE PPF
02/2015 INTRODUCTION OF SSA SSA
03/2015 REVISION OF INTEREST W.E.F APRIL 15
04/2015 Reconciliation certificate under Rule 87(15) of POSB Manual Vol I , if there is a difference in name of deceased depositor  
CLAIM
05/2015 Provision of income tax rebate in SSA SSA
06/2015 Introduction of common account opening form for all schemes in CBS offices CBS

07/2015
Clarification in different scenarios being faced or likely to be faced by post offices after
implementation of CBS

CBS

08/2015

Enhancement of Cash limit of Authorised Agent of Small Saving Schemes and commission to KVP [7]
 
Agent
09/2015 Premature Closure of TD Accounts before 6 Months Clarification. It is clarified that
accounts can’t be closed before 6 months from date of opening accounts

TD
10/2015 Introduction of PMSBY /PMJJBY

11/2015
 Acceptance of Passport/ Aadhar card as valid proof for opening of SSA Account

SSA

12/2015
Mandatory opening of Savings accounts in Post office for maintaining / development of relationship of customers with POSB
CBS
13/2015 Deduction of TDS under section 194A of income tax act case of RD Deposit RD
14/2015 Change of Role of SBCO in the backdrop of implementation of CBS -Regarding SBCO
Addenum of sb
order 14/2015 dated 25.05.16
Change of Role of SBCO in the backdrop of implementation of CBS -Regarding
SBCO
15/2015 Addendum to SB Order 12/2015 CBS
16/2015 Discontinuance of NSC 9 issue
17/2015 Clarification to SB order 12/2015 and 15/2015 ( No Customers should compel to open
SB Account, Other cheques should accept)
  CBS
SB ORDERS - 2014

01/2014
Printing of Modified standardized uniform Savings Bank Passbook for CBS Post office and Change in text of information printed in the passbook about small savings scheme  CBS

02/2014
Change in Some Procedure of POSB in the back drop of implementation of CBS
regarding

CBS
03/2014 Release of Sanchaya 7.5 reg:
04/2014 Revision of Interest Rate W.E.F 01.04.14 [8]
05/2014 Change in statutory rules of POSB in the back drop of implementation of CBS reg CBS
Addenum to
05/2014
 Change in statutory rules of POSB in the back drop of implementation of CBS reg
CBS
06/2014 Addendum to SB Order 06/2013 , Acceptance of business form SAS / MPKBY agents Agent
07/2014 Amendment of Sub Rule 3 of rule 8 of Scss 2004 reg (Provided that in case of a joint
account or where the spouse is the sole nominee , the spouse may continue the
account on same terms and condition under these rule. "provided further that in case the spouse does not continue the joint account , the account shall be closed on an
application in Form F and the deposit refunded along with interest as above


SCSS
08/2014 Clarification on different scenarios being faced or likely to be faced by Post offices after
implementation of CBS

CBS
10/2014



Regularization of irregularly opened MIS accounts in multiples of Rs 1000/- instead of
Rs 1500/-

MIS
11/2014 Extension of PPF Scheme To Private sector banks







PPF
12/2014 Reintroduction of KVP
ADDENUM TO
12/14
Reintroduction of Sale of KVP -Procedure
SB ORDERS - 2013
02/2013 Enhancement of limit for verification of withdrawals from Savings Accounts made at
Extra Departmental Sub/Branch Post Offices and Single Handed Post Offices

03/2013
Identification of PPF(HUF) accounts and admissibility of interest in such accounts
PPF
04/2013 Revision in Interest Rates of Small Savings Schemes w.e.f. 01st April 2013
06/2013 Acceptance of Business from SAS regarding
08/2013 Reduction in preservation period of records under prevention of Money laundering PML [


10/2013

Deduction of TDS at the time payment of Interest to NSS98, NSS87 and SCSS, Payment of commission to agents and issue of TDS Certificate in form 16A

Agents
11/2013 Problem Faced by Small savings Agents Agents
12/2013 Change in the procedure of payment of commission to SAS/MPKBY Leaders in the
Post Office to be migrated to Finacle CBS Application


Agents
SB ORDERS - 2012
Compiled by Admin,  http://mysapost.blogspot.com/
01/2012 Action Plan to “Identify potential areas of corruption related to Departmental
activities/functions and develop action plan to mitigate them”- implementation of the action plan regarding


AML-CFT
02/2012 Taking of Know Your Customer(KYC) documents at the time of credit of maturity value and cash withdrawal from savings account opened without KYC documents.


AML-CFT
 03/2012  Release of sanchaypost Version 6.6
04/2012 Revision in Interest rate W.E.F from 01/04/2012 [10]
05/2012 Revision in Interest rate W.E.F from 01/04/2012
06/2012 Introduction of facility of transfer SCSS interest to Bank Account SCSS
07/2012 Gazatte notification of change of Interest rate
08/2012 Settlements of Deceased Claims where the claimant or near relatives residing abroad CLAIM
09/2012 Introduction of depositor at the time of opening of account

SB
10/2012 Change in Text of column no 2 printed in the standardized uniform savings bank
Passbook from page no.2 to 4
11/2012 Measure to taken for prevention of frauds [11] AML-CFT
Point 2 It has been noted that post offices are accepting business from messengers of SAS/
MPKBY Agents. Which is highly irregular. When an authorized/ Accredited messenger is appointed by an appointment authority . It will forward a copy of authorisation letter, a specimen signature of messenger and his photograph to post office.

Agents

Point 3
No Maturity/ Prematurity value should be credited into any savings account in which
appropriate KYC documents as mentioned sb order 02/2012 are obtaines

AML-CFT
12/2012 Revision in interest Rates of small savings Scheme w.e.f 1st April 2012-Interest tables ofTime Deposit accounts opened on or after 01.04.2012 [12]
TD
13/2012 Extension of facility of withdrawal of quarterly interest of SCSS accounts through Money
to MIS accounts-reg

MIS
14/2012 Measure to taken for prevention of frauds [13] AML-CFT
15/2012 Problems in Sanchay Post software in handling extended Sr. Citizen savings scheme Acc
16/2012 Purchase of NSCby an adult on behalf of Minor –a clarification regarding [14]
SB ORDERS - 2011
01/2011 Use of prescribed Account Opening Form (Form’A’) while opening PPF accounts to avoid irregular
opening of Joint accounts in PPF.

PPF
02/2011 Clarifications regarding new procedure prescribed for settlement of deceased claim cases vide SB
Order 25/2010.

CLAIM
03/2011 Appointment of agents and other agency functions - fresh instructions issued by MOF(DEA)
regarding

AGENT
04/2011 Implementation of AML/CFT norms in Small Savings Schemes and Remittances in post offices-
carrying out Inspection and its further review regarding.

AML-CFT
05/2011 Appointment of agents and other agency functions- issue of clarifications regarding
[15]

AGENT
06/2011 Treating the MSY accounts at par with savings accounts and charging of service charge of Rs.20/-
per year.
07/2011 Extension of PPF Scheme up to Post Offices with sanctioned strength of 2+1 (‘A’ class post office)
w.e.f 1.7.2011.

PPF
08/2011 Payment of deposits/certificates belong to minors- a clarification regarding.
09/2011 Treating letter issued by UIDAI for issue of Aadhar Number as valid ID and Address Proof as KYC/
CDD document under Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT)
norms for small savings schemes.






AML-CFT
10/2011 Enhancement of Savings Bank Allowance to Postal Assistants working in Savings Bank Branches.
11/2011 Opening of more than one account in the same scheme in the name of same depositor or
acceptance of more than one purchase application of the same scheme in the name of same depositor in one post office on a single day- a clarification regarding.
12/2011 Acceptance of original document as a proof of death in case of settlement of deceased claim case
as per new procedure prescribed vide SB Order 25/2010-a clarification regarding.

CLAIM
13/2011 Admissibility of interest in PPF(HUF) accounts matured between 13.5.2001 to 7.12.2010 -a
clarification regarding.




PPF
Corrigendum to
SB Order 13/2011
Admissibility of interest in PPF(HUF) accounts matured between 13.5.2005 to 7.12.2010 -a
clarification regarding. [16]

PPF
14/2011 Restriction on opening of more than one account in the same scheme in the name of same
depositor or acceptance of more than one purchase application of the same scheme in the name of same depositor in one post office on a single day- a further clarification regarding
15/2011 Settlement of deceased claim case in respect of Sr. Citizen’s Savings Scheme account- a
clarification regarding

SCSS
16/2011 Grant of Savings Bank Allowance to Postal Assistants working in Savings Bank/certificate branches-
holding of SB Aptitude Test regarding..
17/2011 Admissibility of commission to SAS Agents
AGENT
18/2011 Procedure to be followed during voucher checking by SBCO staff-a clarification regarding.
SBCO
19/2011 Implementation of AML/CFT norms in Small Savings Schemes- an external inspection of selected
post offices by Min. of Finance regarding.

AML-CFT
20/2011 Removal of ceiling of maximum balance to be retained in a post office savings account-
amendment to Rule-4 of the Post Office Savings Account Rules 1981 regarding

SB
21/2011 Attestation of Annexure-II (Affidavit) and Annexure-III (Disclaimer on Affidavit) in case of deceased
claim case preferred where there is no nomination- a clarification regarding

CLAIM
22/2011 Discontinuance of KVP W.e.f 01.12.2011
23/2011 Revision of Maturity Period of NSC from 6 Years to 5 Years
24/2011 Revision of maximum limit of subscription in a financial year, rate of interest on balance in the PPF
Accounts and rate of interest charged on loan taken from PPF account with effect from 01.12.2011 [19]

PPF
25/2011 Revision of maturity period, rate of interest and discontinuation of bonus on maturity of MIS W.e.f
01.12.2011 [20]

MIS
26/2011 Revision of interest rate on balance at credit in Post office Savings Account w.e.f 01.12.2011 [21] SB
27/2011 Revised rate of TD w.e.f 01.12.2011 [22]
28/2011 Revision of Interest rate of RD W.e.f 01.12.2011 [23]
29/2011 Revision of Rate of Commission Payable to SAS and MPKBY AGENTS AND DISCOTINUANCE OF
COMMISSION TO PPF AGENTS W.E.F 01.12.2011 [24]

AGENT
30/2011 Introduction of New Scheme 10 Year NSC w.e.f 01.12.2011
31/2011 Modification of PO RD Rules 1981, Post office Monthly income account rules 1987, POTD
rules 1981 , KVP Rules 1988, NSC (VIII-Issue) Rules 1989 regarding [25]
32/2011 Circulation of Notifications issued by Min. of Finance (DEA) notifying the changes in rules of
different
savings schemes effective from 1.12.2011 - regarding.
33/2011 Issue of clarifications regarding premature closure of TD accounts [26] TD
34/2011 Procedure for opening of Savings Accounts of Below Poverty Line (BPL)
households.
SB ORDERS - 2010
01/2010 Guide Book on “ Procedure on Small Savings Schemes and Payment of wages under MGNREGA
for use in EDBOs.
02/2010
Revival of silent accounts and charging of service charge- a revised procedure regarding.

03/2010
Discontinuance of submission of pencil copy of HO list of transactions to AO(ICO) by
SBCO-Amendment to Rule 46 of POSB Manual Vol-I and Para 141 of Manual of SB Control
Procedure regarding.

SBCO
04/2010 Payment of monthly interest to MIS account holders [27] MIS

14-A 2009

Delegation of power to sanction deceased claim cases by Sub Postmasters in RD/MIS and SCSS ac

CLAIM
05/2010 Updation of passbooks through passbook printers and drive for educating depositors for opening/
conversion of savings account with cheque facility.
06/2010 Date of realization of local cheque/demand draft will be date of deposit in PPF account- a clarification regarding.
PPF
07/2010 Security of Sanchay Post Database- issues relating to common problems, database back-up,
storage and preservation.
08/2010 Introduction of Anti-Money Laundering (AML)/ Combating of Financing of Terrorism (CFT) norms
for small savings schemes-implementation of CDD/KYC, Record Keeping and Reporting norms for POSB account/certificate holders under Prevention of Money Laundering (PML) Act 2002 regarding.

AML-CFT
09/2010 Opening of “Zero Deposit, Zero Balance” savings accounts for beneficiaries of IGNOAPS, IGNWPS and IGNDPS.

10/2010
Introduction of Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) norms for
small savings schemes- issue of further instructions and clarifications regarding.
AML-CFT

11/2010
Deduction of TDS in case of Sr. Citizen Saving Scheme 2004 and payment of commission to agents
from 1.4.2010

SCSS
12/2010 Closure of all accounts other than individual accounts (except security deposit accounts) by
31.7.2010.

SB
13/2010 Reinvestment of maturity value of one scheme to same or another scheme- a revised procedure reg
14/2010 Operating procedure for opening and operating Old Age Pension account under IGNOAPS, Widows
Pensioner Account under IGNWPS and Disabled Pensioner Account under IGNDPS

15/2010
Closure/Premature closure of accounts- revision of format of account closure form SB-7A
regarding.
SB
16/2010 Printing of new account opening form (SB-3) circulated in 2008.
17/2010 Admissibility of interest after death of depositor before maturity in case of SCSS-2004 account- amendment to sub rule 3 of Rule 8 of SCSS-2004 rules regarding. SCSS
18/2010 Introduction of Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) norms for small savings schemes- issue of further instructions and clarifications regarding.
[29]

AML-CFT
19/2010 Opening of Joint Sr. Citizen Savings Scheme Account with Spouse- a clarification regarding.
[30]

SCSS
20/2010 Deduction of TDS, filing of TDS return and issue of TDS certificate-regarding.
[31]
21/2010 Amendment to Post Office Savings Account Rules 1981- deletion of provision for opening of Single
Savings Account by an authority controlling a Provident Fund, Superannuation Fund or Gratuity Fund on behalf of its individual members.

SB

22/2010
Introduction of Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) norms for
small savings schemes fresh instructions and clarifications regarding.

[32]


AML-CFT

23/2010

Closing of PPF(HUF) accounts on maturity- an amendment to Paragraph (9) of PPF Scheme 1968.

PPF

24/2010
Reinvestment of maturity value of one scheme to same or another scheme- a revised procedure re

25/2010
New procedure for payment of amount of Savings Bank/Certificates in the name of deceased depositors/holders- replacement of Rule 87 of POSB Manual Vol-I and Rule 50 of POSB Manual Vol-II regarding.
SB ORDERS - 2009
01/2009 Calculation of Post Maturity Interest- a clarification
02/2009 Release of version 6.5 of Sanchay Post Software

03/2009
Handling of court cases relating to Savings Bank/Certificates at various levels.
04/2009 Change in mode of dispatch of Advice of Transfer (AT) in case of transfer of accounts.
05/2009 Putting up Signboards for awareness of public about possible frauds in POSB/SC.

06/2009
Payment of dues in case of “Joint-B” type investments in Small Savings Schemes- a clarification
regarding. [33]
07/2009 Clarification regarding allowing part withdrawal from Workers Wage Account under NREG Act.
08/2009 Delay in issue of MICR Cheque Books to the POSB Account

09/2009
Deduction of Tax and surcharge on commission paid to SAS/MPKBY/PPF Agents- a clarification
regarding

Agents
10/2009 Extension of SCSS-2004 accounts for 3 Years after maturity. SCSS

11/2009
Admissibility of interest in RD accounts partly extended with monthly deposits and without deposits-
a clarification

RD
12/2009 Entering daily Certificate discharge data of SOs in the CC Bridge/Sanchay Post Software in HOs.
13/2009 Revision of existing limit of deposit and withdrawals under Instant Counter Service. [34]
14/2009 Delegation of power to sanction deceased claim cases by Sub Postmasters in RD/MIS and SCSS
accounts. [35]
CLAIM
15/2009 Issue of TDS Certificate.
16/2009 Registration of customer’s request for transfer of account, closure of account and sanction of deceased claim case and maintenance/updation of record in this regard.
17/2009 Revised rules of POSB Manual Vol-I [36]
18/2009 Revised rules of POSB Manual Vol-II [37]
19/2009 Enhancement of limit of withdrawals at Extra Departmental Sub/Branch Post Offices without
obtaining sanction from Account Office
[38]
20/2009 Regularization of irregular opened/issued accounts/certificates.
SB ORDERS - 2008

01/2008

Issue of Sanction Memo of deceased claim cases of various Small Savings Schemes- a clarification regarding.

 Claim

02/2008
Updating of data of all categories of accounts in all HPOs for HO as well as SO group and review of decetralization of RD/MIS/SCSS policy in the light of frauds being detected in Sub Post Offices.
03/2008 Re-payment of any deposit or loan together with interest in any Small Savings Scheme except
Savings Account if the amount is Rs. 20,000/- or more- a clarification regarding.
 
RD
04/2008 Amendment to Rule 24(2) of Appendix-I of POSB Manual Vol-I (1988 edition)/ Rule 24(3) of
Appendix-I of POSB Manual Vol-I (corrected up to 31.12.2006) regarding withdrawal by SB-7 in cheque account. [39]


SB
05/2008 Security of important documents like Ledger Cards, SB-3, Index to ledger cards, Specimen
Signature Books and Purchase applications of NSC/KVP etc. used in POSB/SC operations.
06/2008 Mentioning of card numbers issued to RD depositors by MPKBY agents in Schedule of RD
Deposits.
 
AGENTS
07/2008 Release of 6.0 version of Sanchay Post Software.

08/2008
Closure of Savings Bank account and supply of SB-3 along with account closure form to SBCO-
revised instructions regarding [40]
 SBCO
09/2008 Non-deduction of income tax at source on the payments of interest under Sr. Citizens Small
Savings Scheme 2004
10/2008 Reinvestment of matured certificates / deposits through authorized Post Office agents- a clarification regarding.
11/2008 Updating of POSB Manual Vol-I and II and following of rules and procedure regarding.
12/2008 Amendment in Rule 3 of SCSS Rules and regularization of SCSS accounts opened in contravention
of proviso to Rule 3 sub-rule(2) of SCSS Rules i.e restriction on opening of more than one account in a calendar month in same deposit office- a clarification regarding regularization of accounts already closed before 24.5.2007.
  
SCSS
13/2008 Investment by NRIs and opening of account by Power of Attorney in Small Savings Schemes- a clari SB/RD
14/2008 Acceptance of business from agents found involved in fraud cases Agents
15/2008 Amendment in Rule 7 of Post Office RD Rules 1981 regarding number of defaults permissible in RD
accounts opened or to be opened by personnel of Defence Services. [42]


RD
16/2008 Credit of maturity value of matured savings instruments including certificates into post office
savings account regarding.
17/2008 Opening and operating of account by blind/visually impaired persons independently- an
amendment to Post Office Savings Account Rules 1981/ Post Office Time Deposit Rules 1981 and procedure regarding. [43]
18/2008 Revision of Account Opening form SB-3- amendment to the Post Office Savings Bank General
Rules 1981 in format of FORM-1 regarding.
19/2008
Introduction of new type of savings account i.e Workers Wage Account under NREG Act by amending Post Office Savings Account Rules 1981- regarding.
19-A/2008 Introduction of new type of savings account i.e Workers Wage Account under NREG Act by amending Post Office Savings Account Rules 1981- regarding.
20/2008 Registration of Nomination under Post Office (Monthly Income Account) Rules 1987. MIS
21/2008 Amendment to the Rule 12 of Post Office Savings Bank General Rules, 1981 regarding registration of nomination. [44]
10/2008 Corrigendum Reinvestment of matured certificates / deposits through authorized Post Office agents- a clarification regarding. AGENTS
23/2008 Sanction of deceased claim cases where there is no nomination and the amount due not exceed
Rs. 1 Lakh- a clarification regarding. [45]
CLAIM
24/2008 Payment of collection charges on outstation cheques issued by Central/State Govt. Departments in
the name of Postmasters.
SB ORDERS - 2007
01/2007 Grant of honorarium for calculation of interest in RD premature closure cases-Regarding
RD
02/2007 Introduction of the depositor at the time of opening of saving account. SB
03/2007 Deduction of Tax and surcharge on commission paid to SAS/MPKBY/PPF Agents from 1.6.2007. AGENTS
04/2007 Deduction of TDS in case of Sr. Citizen Saving Scheme 2004 during 2007-2008 with effect from
1.6.2007. [46]
SCSS
05/2007 Deduction of TDS and surcharge on TDS in case of withdrawals from NSS-1987 during 2007-2008.
06/2007 Acting of SAS/MPKBY/PPF agents as an agent or messenger of the depositor for the purpose of withdrawal of money in various saving schemes. [47] Agents
07/2007 Amendment in Rule 3 of SCSS Rules and regularization of SCSS accounts opened in contravention
of proviso to Rule 3 sub-rule(2) of SCSS Rules i.e restriction on opening of more than one account in a calendar month in same deposit office.

SCSS
08/2007 Remittance of SBMO to HO/SO by field post offices in case of SB deposits received at Field Post
Offices for credit into SB accounts standing at Civil Post Offices.


SB
09/2007 Payment of money when signatures of depositor differs or not available in PO record- a clarification
regarding. [48]

SB
10/2007 Issue of TDS certificate in respect of Commission paid to agents, TDS from SCSS and NSS-87
accounts.

SCSS
11/2007 Amendment to Rule 4 of Post Office Saving Account Rule 1981 regarding opening of Pension
Account [49]


SB
12/2007 Amendment to Rule 4 and Rule 5(1) of Monthly Income Account Rule 1987 regarding maximum limit of investment in MIS. [50]
MIS
13/2007 Settlement of PPF Claims of Subscribers, who go missing guidelines issued by Min. of Finance

PPF
14/2007 Deduction of TDS and issue of TDS certificate for the interest paid to the depositors of Senior
Citizen Savings Scheme accounts – Procedure regarding [51]


SCSS
15/2007 Senior Citizen Saving Scheme (SCSS) 2004- Payment of Interest in cases of Pre-mature closure of
account after deduction of penalty [52]


SCSS
16/2007 Regularization of MIS accounts opened with minimum deposit of Rs.1000/- after 1.8.2007 up to date of receipt of amendment in MIA Rules 1987.

MIS
17/2007 Acceptance of subscription in PPF account by cheque/demand draft- a clarification regarding
[53]

PPF
18/2007 Amendment in rule 9, sub-rule(1) of Post office Monthly Income Account Rules 1987- admissibility
of 5% bonus on MIS account opened on or after 8.12.2007 regarding

MIS
Please Refer Corresponding SB Orders for more clarification. The same can be downloaded from India- Post Website
https://www.indiapost.gov.in/VAS/Pages/RTI/RTI-Manual-5.aspx

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